Who is the head of the Texas Department of Savings and Mortgage Lending?

COMPLAINTS REGARDING THE SERVICING OF YOUR MORTGAGE SHOULD BE SENT TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TX 78705.

A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 877-276-5550.

A complaint form and instructions may be downloaded and printed from the Department’s website located at www.sml.texas.gov or obtained from the department upon request by mail at the address above, by telephone at its toll-free consumer hotline listed above, or by email at [email protected].

“It has truly been an honor and a privilege to serve for seven years as commissioner,” Jones wrote in a statement announcing her retirement. “You have been part of what has made this such a wonderful opportunity and I will miss you. I strongly believe in the importance of the Texas thrift industry and the Texas mortgage industry and the Department of Savings and Mortgage Lending’s role in both.”

Jones received her undergraduate degree from Sophie Newcomb College of Tulane University and her law degree from St. Mary’s University School of Law. She is a graduate of the Governor’s Executive Development Program through the Lyndon B. Johnson School of Public Affairs and is also a graduate of Leadership Austin. Jones currently serves on the board of the American Council of State Savings Supervisors and previously was board chair. She served for four years as a member of the Federal Financial Institutions Examination Council state liaison committee. Jones has served on the boards of Habitat for Humanity, Center for Battered Women (now SAFE Alliance), Junior League of Austin and Caritas of Austin.

The Texas Department of Savings and Mortgage Lending is subject to the oversight, and is under the jurisdiction of, the Finance Commission of Texas. The department has two key areas of regulatory responsibility: the chartering, regulation and supervision of the state’s thrift industry, and the licensing/registration and regulation of the state’s mortgage industry. These two areas of responsibility cover the vast majority of residential mortgage lending in Texas. The department:

“It has truly been an honor and a privilege to serve for seven years as Commissioner of the Department of Savings and Mortgage Lending,” said Commissioner Jones. “I strongly believe in the importance of the Texas thrift industry and the Texas mortgage industry and SML’s role in both. I will watch with great interest to see what they and SML achieve in the future.”

Commissioner Jones joined SML in 2008 and was appointed Commissioner in June 2014. Her experience spans more than 20 years as in-house counsel for financial institutions. Her main area of practice has been residential mortgage lending.

Commissioner Jones received her undergraduate degree from Sophie Newcomb College of Tulane University and her law degree from St. Mary’s University School of Law. She is a graduate of the Governor’s Executive Development Program through the Lyndon B. Johnson School of Public Affairs as well as Leadership Austin.

She currently serves on the board of the American Council of State Savings Supervisors and previously served as board chair. She was a member of the Federal Financial Institutions Examination Council (FFIEC) State Liaison Committee (SLC) for four years. In addition, she has served on the boards of Habitat for Humanity, Center for Battered Women (now SAFE Alliance), Junior League of Austin and Caritas of Austin. 

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Unfortunately, the footnote ends there, so there's not much in the way of detail about what these restrictions are or how long they'd remain in effect in a potential post-acquisition world. Given COD's continued non-appearance on Game Pass, you've got to imagine the restrictions are fairly significant if they're not an outright block on COD coming to the service. Either way, the simple fact that Microsoft is apparently willing to maintain any restrictions on its own ability to put first-party games on Game Pass is rather remarkable, given that making Game Pass more appealing is one of the reasons for its acquisition spree.

The irony of Sony making deals like this one while fretting about COD's future on PlayStation probably isn't lost on Microsoft's lawyers, which is no doubt part of why they brought it up to the CMA. While it's absolutely reasonable to worry about a world in which more and more properties are concentrated in the hands of singular, giant megacorps, it does look a bit odd if you're complaining about losing access to games while stopping them from joining competing services.

Who is the person who heads the Texas Department of Savings and Mortgage Lending?

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