Verification mail could not be sent due to là gì năm 2024

No reason to decline a request for address verification, CVV2 verification, or a credit voucher or merchandise return

86

Cannot verify PIN; for example, no PVV

89

Ineligible to receive financial position information (GIV)

91

Issuer or switch inoperative and STIP not applicable or not available for this transaction; Time-out when no stand-in; POS Check Service: Destination unavailable; Credit Voucher and Merchandise Return Authorizations: V.I.P. sent the transaction to the issuer, but the issuer was unavailable.

92

Financial institution or intermediate network facility cannot be found for routing (receiving institution ID is invalid)

93

Transaction cannot be completed - violation of law

96

System malfunction

1A

Additional customer authentication required

6P

Verification data failed

B1

Surcharge amount not permitted on Visa cards or EBT food stamps (U.S. acquirers only)

B2

Surcharge amount not supported by debit network issuer.

N0

Force STIP

N3

Cash service not available

N4

Cash request exceeds issuer or approved limit

N5

Ineligible for resubmission

N7

Decline for CVV2 failure

N8

Transaction amount exceeds preauthorized approval amount

P5

Denied PIN unblock—PIN change or unblock request declined by issuer

P6

Denied PIN change—requested PIN unsafe

Q1

Card Authentication failed

R0

Stop Payment Order

R1

Revocation of authorization order

R2

Transaction does not qualify for Visa PIN

R3

Revocation of all authorizations order

Z3

Unable to go online; offline-declined

Point Of Service Data (PointOfServiceData)

Type PanEntryMode PosConditionCode MotoECIIndicator CardNotPresent 01 59 / 08 5 - 7 10 59 / 08 5 - 7 07 00 / 02 7 91 00 / 02 96 59 00 00 / 51 01 / 10 51 01 / 05 / 90 00 01 / 05 / 90 06 CardPresent 01 59 / 08 5 - 7 02 00 90 00 / 02 0 95 00 / 08 / 59 05 00 / 02 00 00 / 51 96 59

Address Verification Results (addressVerificationResults) - Updated 01JUN2023

Code Description Y Full Match A Partial Match (street address only) Z Partial Match (postal/zip only) N Non-Match U Unable to Verify R Indeterminate Outcome (Retry)

Address Verification Results (addressVerificationResults) - Old

Code Description Code Description A The street addresses match but the postal/ZIP codes do not, or the request does not include the postal/ZIP code. P Postal/ZIP codes match. Acquirer sent both postal/ZIP code and street address, but street address not verified due to incompatible formats. B Street addresses match, but postal/ZIP code not verified due to incompatible formats. (Acquirer sent both street address and postal/ZIP code) R Retry: System unavailable or timed out. Issuer ordinarily performs address verification but was unavailable. V.I.P. uses code R when issuers are unavailable. Issuers should refrain from using this code. C Street address and postal/ZIP code not verified due to incompatible formats. (Acquirer sent both street address and postal/ZIP code.) S Not applicable. If present, V.I.P. replaces it with U or with G. D Street addresses and postal/ZIP codes match. U Address not verified for domestic transaction. Address not verified for international transaction. Issuer is not an AVS participant, or AVS data was present in the request but issuer did not return an AVS result, or V.I.P. performed address verification on behalf of the issuer and there was no address record on file for this account. F Street addresses and postal codes match. Applies to U.K.-domestic transactions only. W Not applicable. If present, V.I.P. replaces it with Z. Available for U.S. issuers only. G Address not verified for international transaction. Issuer is not an Address Verification Service (AVS) participant, or AVS data was present in the request but issuer did not return an AVS result, or V.I.P. performed address verification on behalf of the issuer and there was no address record on file for this account. X Not applicable. If present, V.I.P. replaces it with Y. Available for U.S. issuers only. I Address information not verified. Y Street address and postal/ZIP match. M Street addresses and postal/ZIP codes match. Z Postal/ZIP match, street addresses do not match or street address not included in request. N No match. Acquirer sent postal/ZIP code only, or street address only, or both postal/ZIP and street address.

Card Verification2 Results (cvv2ResultsCode)

Code Description M CVV2 Match. Indicates that the Funds Transfer API or the issuer was able to verify the CVV2 value provided by the merchant. N CVV2 No Match. Indicates that the Funds Transfer API or the issuer was not able to verify the CVV2 value provided by the merchant. P Not processed. Indicates that the Funds Transfer API or the issuer was unable to verify the CVV2 value provided by the merchant because either their verification system was not functioning, or not all of the information needed to verify the CVV2 value (such as the expiration date) was included in the request. S CVV2 should be on the card. Indicates that the Funds Transfer API or the issuer was unable to perform CVV2 verification, and notifies the merchant that the card should contain a CVV2 value. U Issuer does not participate in CVV2 service, or participates but has not provided Visa with encryption keys, or both. Indicates that the issuer is not participating in the CVV2 service, or has not provided Visa with encryption keys needed to perform verification, or that STIP has responded to an issuer-unavailable response.

Cardholder Authentication Verification Value (cavvResultCode)

Code Description Code Description Blank CAVV not present - no verification performed: Standard e-commerce or non e-commerce transaction Use standard authorization criteria with Issuer retaining chargeback rights 7 CAVV failed verification (attempt) – Issuer approves authorization: U.S.-issued cards ONLY Issuer or Cardholder does not participate in CAVV verification Transaction was approved by the Issuer knowing that the authentication data failed verification and was not reliable Transaction is not eligible for Reason Code 75 (cardholder does not recognize transaction) or 83 (fraud transaction - card absent environment) 0 CAVV authentication results invalid - no verification performed: CAVV data not properly formatted Use standard authorization criteria with Issuer retaining chargeback rights 8 CAVV passed verification (attempt) - Issuer approves authorization: U.S.-issued cards ONLY Issuer or Cardholder does not participate in CAVV verification Use standard authorization criteria with Issuer - not eligible for chargebacks 1 CAVV failed verification (authentication) - Issuer approves authorization: .Transaction was approved by the Issuer knowing that the authentication data failed verification and was not reliable Transaction is not eligible for Reason Code 75 or 83 9 CAVV failed verification (attempt) - Issuer approves authorization: U.S.-issued cards ONLY Issuer ACS unavailable - Visa generated CAVV Transaction was approved by the Issuer knowing that the authentication data failed verification and was not reliable Transaction is not eligible for Reason Code 75 (cardholder does not recognize transaction) or 83 (fraud transaction - card absent environment) 2 CAVV passed verification (authentication) - Issuer approves authorization: Use standard authorization criteria Transaction is not eligible for chargebacks because a valid CAVV indicates that the cardholder authentication was performed A CAVV passed verification (attempt) - Issuer approves authorization: U.S.-issued cards ONLY Issuer ACS unavailable - Visa generated CAVV Use standard authorization criteria with Issuer - not eligible for chargebacks 3 CAVV passed verification (attempt) - Issuer approves authorization: Issuer or Cardholder does not participate in CAVV verification Transaction is not eligible for chargebacks because a valid CAVV indicates that the merchant did attempt to authenticate the cardholder B CAVV passed verification (authentication): Information only with no liability shift since ECI value and/or card type is excluded 4 CAVV failed verification (attempt) - Issuer approves authorization: Issuer or Cardholder does not participate in CAVV verification Transaction was approved by the Issuer knowing that the authentication data failed verification and was not reliable Transaction is not eligible for Reason Code 75 or 83 C CAVV was not verification (attempt): Issuer elected to return CAVV verification results and Field 44.13 blank Visa generated CAVV - results are valid 5 Not Used - Reserved D CAVV was not verification (authentication): Issuer elected to return CAVV verification results and Field 44.13 blank Visa generated CAVV - results are valid 6 CAVV not verified (VisaNet flag for Issuer not selected) - Issuer approves authorization: VisaNet processes as if CAVV is valid and use standard authorization criteria to avoid adversely impacting cardholders Transaction is not eligible for chargebacks because a valid CAVV indicates that the merchant did attempt to authenticate the cardholder Issuer has requested no verification

CVV/iCVV Results Codes

Code Description (Blank) or not present CVV, iCVV, or dCVV was not verified. 1 CVV, iCVV, dCVV, or Online CAM failed verification. 2 CVV, iCVV, dCVV, or Online CAM passed verification. 3 Transaction passed CVV, Emergency Replacement Card (ERC) service value only, which is used exclusively by the Global Customer Assistance Service (GCAS).

Card Authentication Results

Code Description (Blank) or not present Online CAM was not performed, or some other situation or problem prevented verification. For example, issuer is not participating in Online CAM, or a system or cryptographic error occurred. 1 The Authorization Request Cryptogram (ARQC) was checked but failed verification. 2 The ARQC was checked and passed verification.

Response Code (Old value) (responseCode)

Code Description 0 Exception file change initiated by Global Customer Assistance Service (GCAS) or Automatic Cardholder Database Update Service (Auto-CDB). 1 Request timed out by switch. 2 Depending on processing system: PCAS.Transaction amount below issuer limit (), or PACM.Transaction amount is below sliding dollar limit (P), or in response to a verification request. 4 One or more of the following: Issuer was not available for processing. CVV or iCVV invalid and Visa has acted on the negative results. PVV invalid and Visa has acted on the negative results. This is the default code when the others listed here do not apply. 5 Response provided by issuer. C Response provided by STIP for conditions not listed.

Response Code (New value) (responseCode)

Code Description 0 Exception file change initiated by Global Customer Assistance Service (GCAS) or Automatic Cardholder Database Update Service (Auto-CDB). V Authorization requested by Visanet.

Business Application Identifier (businessApplicationId)

Value Application Type Value Application Type AA Account to Account CI Cash In BB Business to Business CO Cash Out BI Money transfer (bank-initiated) MP Face-to-face Merchant Payment CP Card Bill Payment MD Merchant Disbursement FD Funds Disbursement (general) OG Online Gambling Payout FT Funds Transfer PD Payroll/pension disbursement GD Government Disbursement PP Person to Person GP Gambling Payment (other than online gambling) TU Prepaid Reload / Top Up LO Loyalty and Offers WT Wallet Transfer BP Non-card Bill Payment PS Payment for goods and services MI Merchant Initiated OCT for Faster Refund CD Cash Deposit RP Request-to-Pay Service

NOTE

1. The BAI value of CI applies to mVisa CashInPushPayment transactions only.
2. The BAI value of CO applies to mVisa CashOutPushPayment transactions only.
3. The BAI value of LO applies to original credit transactions only.
4. The BAI value of MP applies to mVisa MerchantPushPayment transactions only.
5. The BAI value of WT applies to account funding transactions and original credit transactions.
6. The BAI value of BI applies to the Unites States(U.S) region only.
7. The BAI value of CD applies to original credit transactions only.

Fast Funds Indicator (fastFundsIndicator)

Code Description Code Description B Recipient issuer participates in Fast Funds for all transactions D Recipient issuer participates in Fast Funds for domestic transactions only C Reserved for future use N Recipient issuer does not participate in Fast Funds

Push Funds Indicator (pushFundsIndicator)

Code Description Code Description A Does not accept OCTs C Accepts all OCTs B Accepts Enhanced Format Money Transfer OCTs only N Does not accept OCTs

Note: Basic Format OCTs is deprecated since April 2019, and newer version of the API does not support this value.

Source Of Funds (sourceOfFundsCode)

Code Description 01 Visa credit 02 Visa debit 03 Visa prepaid 04 Cash 05 Debit/deposit access accounts other than those linked to a Visa card (includes checking/savings accounts and proprietary debit/ATM cards) 06 Credit accounts other than those linked to a Visa card (includes credit cards and proprietary credit lines)

Alerts: Supported Time Zones

UTC Offset Time Zone Display Time Zone Standard Name Time Zone Daylight Name UTC+00:00 Greenwich Mean Time GMT UTC+01:00 Central European Time CET CEST UTC+02:00 Eastern European Time EET EEST UTC+03:00 Further-eastern European Time FET UTC+03:30 Iran Standard Time IRST UTC+04:00 Moscow Time MSK UTC+04:30 Afghanistan Time AFT UTC+05:00 Pakistan Standard Time PKT UTC+05:30 Indian Standard Time IST UTC+05:45 Nepal Time NPT UTC+06:00 Bangladesh Standard Time BST UTC+06:30 Myanmar Standard Time MST UTC+07:00 Thailand Standard Time THA UTC+08:00 China Standard Time CST UTC+09:00 Japan Standard Time JST UTC+09:30 Australian CenTral Standard Time ACST ACDT UTC+10:00 Australian EasTern Standard Time AEST AEDT UTC+10:30 Lord Howe Standard Time LHST UTC+11:00 Solomon Islands Time SBT UTC+11:30 Norfolk Time NFT UTC+12:00 New Zealand Standard Time NZST NZDT UTC+12:45 Chatham Standard Time CHAST CHADT UTC+13:00 Phoenix Island Time PHOT UTC+14:00 Line Islands Time LINT UTC-01:00 Azores Standard Time AZOST UTC-02:00 South Georgia and The South Sandwich Islands GST UTC-03:00 Brasilia Time BRT UTC-03:30 Newfoundland Standard Time NST NDT UTC-04:00 Atlantic Standard Time AST ADT UTC-04:30 Venezuelan Standard Time VET UTC-05:00 Eastern Standard Time (North America) EST EDT UTC-06:00 Central Time (NorTh America)CST CDT UTC-07:00 MounTain Standard Time (North America) MST MDT UTC-08:00 Pacific Standard Time (North America) PST PDT UTC-09:00 Alaska Standard Time AKST AKDT UTC-09:30 Marquesas Islands Time MIT UTC-10:00 Hawaii-Aleutian Standard Time HAST HADT UTC-11:00 Samoa Standard Time SST UTC-12:00 Baker Island Time BIT

Alerts: Merchant Category Groups

Merchant Category Groups supplied by Visa indicate the primary type of trade conducted by a merchant, similar in concept to standard industry marketing clusters. MCG isc used By Visa Transaction Alerts to indicate that a transaction comes from a merchant of this type.

Merchant Category Group Description 501 Gambling 502 Liquor Stores 503 Adult Entertainment 504 Bail Bonds 505 Pawn Shops 506 Durable Goods 507 Miscellaneous 508 Fuel 509 Supermarket 510 Health Care 511 Travel 512 Dining 513 Entertainment 514 General Retail 515 Drug Store 516 Electronic Stores 517 Housing 518 Automotive 519 Coffee Stores

Alerts: Service Offerings

Service Offerings are used by Visa Transaction Alerts to describe the conditions that can trigger an alert.

Note: All currency amounts must be greater than or equal to the minimum value established for the portfolio Service offerings are opted in to individual card-contact combinations per customer.